Earn
Get more out of your crypto with Earn
Earn puts your crypto to work. You lend your crypto to Amdax Yield B.V. and do not pay the 0.6% service fee on it. Want to build up extra bitcoin as well? With Earn BTC, you also receive a variable reward in bitcoin, currently around 1,3% per year.
Please note: investing in crypto assets involves risks. You may lose all or part of your investment. Please be aware of this and stay informed about the risks. With Earn, you lend your crypto to Amdax Yield B.V. Earn falls outside MiCAR supervision.

Earn
No 0.6% service fee
Earn BTC
Variable reward, around 1,3% per year
Build up extra bitcoin
Earn puts your bitcoin to work. In return, you receive a variable reward that accrues daily and is paid out in bitcoin. At the same time, you stay informed to changes in the bitcoin price. Your reward is credited to your Earn balance every month.
- Around 1.3% per year. That is around 0.7% variable reward in bitcoin plus the 0.6% service fee you do not pay. And you keep receiving the service you are already used to from us.
- The reward is variable and depends on market conditions.
- Accrued daily, credited monthly. You receive your reward in bitcoin.
- You always have an overview. Track your accrued and expected reward in the Amdax app.
What does Earn BTC get you?
Say you lend 1 bitcoin through Earn BTC. At the current reward rate of 1,3% per year, you would accrue roughly 0.013 bitcoin over a full year, assuming the rate stays the same all year.
Your reward builds up in bitcoin and is credited monthly. That way, you can build up extra bitcoin without selling your existing bitcoin position.
Example calculation
- You lend via Earn BTC
1 bitcoin
- Current reward rate
- 1,3% per year
Reward over the period of a full year
≈ 0,013 bitcoin
if the rate stays the same all year
This is an example, not a guaranteed return. The reward rate is variable and may change monthly. The value of bitcoin in euros can also go up or down.
How does Earn work?

Activate Earn in the Amdax app.
Move your crypto from your Vault to Earn.
Profit from the benefits

What happens to your crypto?
With Earn, you lend your crypto to Amdax Yield B.V., which then lends it out within a risk framework. Since your crypto is lent out, Earn works differently from your Vault. On top of price risk, you also take on lending and counterparty risk.
You cannot trade or stake within Earn. Want your crypto back in your Vault? You can request a transfer back at any time. Depending on market conditions, this can take up to 7 days.
Vault or Earn: which is right for you?
| Main purpose | Storing crypto | Building up extra bitcoin |
|---|---|---|
| Regular service fee | 0,6% per year | 0% per year |
| Variable reward | None. | Yes, currently around 1,3% per year |
| Trading and staking | Available. | Not available. |
| Withdrawal | According to Vault terms. | Possible delay of up to 7 days. |
| Key risk | Under price risk. | Price and lending risk. |
Already using Earn?
Good news. Under the same terms, you will now also receive a reward on the bitcoin you already have in Earn. You do not need to do anything. It is arranged automatically, and you will see your reward in the app.
Frequently asked questions
No. The roughly 1.3% is made up of a variable reward of around 0.7% in bitcoin, plus the 0.6% service fee you do not pay. The reward is variable and depends on market conditions.
Your reward builds up daily and is credited in bitcoin to your Earn portfolio at the end of each month.
No. You will now automatically receive a reward on the bitcoin you already have in Earn. There is nothing you need to do.
Yes. The Amdax app shows how much reward you have built up so far and what you can expect to receive at the end of the month. This expected amount may still change.
You do not pay any separate service, custody or transaction fees on the crypto you lend through Earn. The operational costs of the lending program are deducted from the income earned by Amdax Yield B.V. You still get the Amdax service you are used to. We are available for your questions, and our platform is accessible and easy to understand.
You can submit a request to transfer your crypto from Earn to your Vault at any time. Depending on market conditions, there may be a delay of up to 7 days.
No. Trading and staking are not available in Earn. To trade or stake, you first need to transfer that crypto back to your Vault.
No. Earn and Vault are completely separate and run through different entities. Earn is offered by Amdax Yield B.V. The crypto in your Vault is held in custody by the foundation and is never lent out. If you do not use Earn, nothing changes about how the crypto in your Vault is held or protected.
Risks and supervision
Earn and Earn BTC are based on lending crypto to Amdax Yield B.V. This comes with risks. If Amdax Yield B.V. or a counterparty cannot meet its obligations, you could lose all or part of what you have put in. On top of that, the value of your crypto in euros can go increase or decrease.
Earn falls outside MiCAR supervision. Before you take part, read the lending terms and the full risk information.